Short-Term Disability in Texas
Complete guide to short-term disability requirements, employee rights, and employer obligations in Texas.
Texas Short-Term Disability Requirements
Texas Leave Laws
Federal requirements apply in Texas. Federal FMLA applies to employers with 50+ employees.
Federal Requirements
No federal short-term disability requirement. ADA requires reasonable accommodations which may include modified schedules or leave.
About Short-Term Disability
Short-term disability (STD) provides wage replacement when an employee cannot work due to a non-work-related illness, injury, or medical condition. Unlike FMLA which provides job protection, STD provides income replacement. Several states have mandatory temporary disability insurance programs.
Typical Duration
13-26 weeks, after waiting period of 0-14 days
Paid vs Unpaid
STD provides partial wage replacement (typically 50-70% of salary). State programs are funded through payroll taxes.
Employee Rights
- ✓File claim for qualifying medical condition
- ✓Receive benefit payments per plan terms
- ✓Confidentiality of medical information
- ✓Protection under ADA for disabilities
Employer Obligations
- •Provide state-mandated disability insurance where required
- •Process claims appropriately
- •Coordinate with FMLA and other leave types
- •Maintain confidentiality of medical information
Texas Key Compliance Points
- !Follow federal FMLA requirements
- !Protect employees on jury duty
- !Allow time to vote when needed
- !Monitor local ordinance litigation
Common Questions
What does short-term disability cover?
STD covers temporary medical conditions that prevent you from working, including illness, injury, surgery recovery, and pregnancy-related medical conditions.
How much does short-term disability pay?
Typically 50-70% of your regular salary, up to a cap. State programs and employer plans vary. Benefits usually begin after a waiting period.
Is short-term disability the same as FMLA?
No. FMLA provides job protection (unpaid). STD provides income replacement. They often run concurrently - FMLA protects your job while STD provides income during medical leave.